Select an item from www.epate.co.ke

Use your mobile app or internet banking to check your pre-approved limit via the Buy Now Pay Later service.

Choose Spotit at checkout.

Enter the codes received via SMS through your banking app or internet banking to confirm the purchase.

Accept the terms and conditions, and the merchant will arrange delivery.

Interest rates depend on your bank, and you must be a customer of the partner bank to use this service.

Read Terms and Conditions here